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Achieving Financial Freedom with SIPs: A Simple Guide

Financial freedom is a dream for many of us. It means having enough wealth so that you no longer need to work for money. Instead, your money works for you. Imagine waking up every morning knowing that your lifestyle is fully supported by your investments. That’s financial freedom – and the good news is, it’s possible for anyone who plans smartly. This guide explains how Systematic Investment Plans (SIPs) can help you reach that goal, even if you start small. Quick Takeaways 25× Rule: Target a corpus equal to 25 times your annual expenses for sustainable freedom. 4% Rule: Withdrawing about 4% yearly (inflation-adjusted) can last 30+ years historically. SIPs work for everyone: Start with as little as ₹500 and grow with salary hikes. Compounding power: ₹10,000/month at 12% ≈ ~₹1 crore in 20 years; ~₹3 crore in 30 years. In this post: What is Financial Freedom? • Why SIPs? • Your 7-Step Plan • SIP vs Traditional Options • Real Storie...