Xfundz Investment Services

Top Mutual Funds in India 2025 (Category-wise) Looking to invest in mutual funds in 2025? Here’s a detailed, category-wise list of the best performing mutual funds in India with insights into 5-year returns (CAGR), AUM, and expense ratios. Perfect for SIP investors, tax savers, and long-term wealth builders. 1. Large Cap Funds ➤ Stable, Reliable, and Less Risky What are they? Large Cap Funds invest in India’s top 100 companies by market capitalization , like Reliance, TCS, HDFC Bank , etc. These are well-established giants with a proven track record. Who should invest? Conservative equity investors First-time equity investors Investors with 5+ year goals who want relatively lower risk Fund Name 5-Yr CAGR AUM (₹ Cr) Expense Ratio Nippon India Large Cap Fund 15.2% 23,450 1.26% HDFC Top 100 Fund 14.7% 28,270 1.14% ICICI Pru Bluechip Fund 14.5% 39,100 1.06% ...

The Importance of Reviewing Your Mutual Fund Portfolio in 2025 For Indian mutual fund investors, building wealth through diversified funds is a popular strategy, but it requires more than just selecting the right schemes and letting them grow. The Indian financial landscape is influenced by unique economic, regulatory, and global factors that can impact your investments. Regularly reviewing your mutual fund portfolio is essential to ensure it aligns with your financial goals, risk appetite, and the evolving market environment. While routine evaluations are beneficial, certain special scenarios demand immediate attention to protect and enhance your returns. This article explores why these reviews are critical for Indian investors, supported by relevant historical examples, and offers practical guidance. Visualizing Market Volatility During Crises The COVID-19 pandemic serves as a stark reminder of how quickly markets can shift. A graph of the Sensex during this period illustrates th...

If you’ve been investing in mutual funds for a while but haven’t checked your portfolio recently, your investments might be chained — held back by inattention, outdated strategies, or underperforming funds. A regular mutual fund portfolio review helps you improve returns, control risk, and stay aligned to your goals. What Does “Chained Investments” Mean? Staying invested in underperforming mutual funds Not rebalancing your asset mix to match your risk profile Ignoring market trends and changes in the economy Not updating investments to your current financial goals The Risks of Not Reviewing Your Portfolio Lower long-term returns vs. benchmarks Missed opportunities in stronger categories/sectors Unnecessary risk from poor asset allocation Goal shortfalls for retirement, education, or wealth creation How Xfundz Helps You Break the Chains Performance Analysis: Are your funds beating their benchmarks? Portfolio Rebalancing: Right equity–deb...