Xfundz Investment Services

Do You Have an Insurance Portfolio? 6 Must-Have Plans to Secure Your Wealth | Xfundz Most investors focus on building an investment portfolio , but forget the equally important half of financial planning—an insurance portfolio . The right mix of insurance policies protects your savings, your goals, and your family from unexpected medical bills, accidents, or loss of assets. This guide explains the six must-have covers—Health, Term, Motor, Travel, Home, and Critical Illness—and how to choose the right combination for your needs. Get Quote Quick Navigation: Why an Insurance Portfolio Matters Health Insurance Term Insurance Motor Insurance Travel Insurance Home Insurance Critical Illness Insurance How to Build Your Insurance Portfolio FAQs Why an Insurance Portfolio Matters An insurance portfolio is a diversified set of policies that shield you from different financial risks. Just like you diversify investments...

 One of the biggest challenges in investing is knowing when to buy and when to sell. Should you put more money in equity or shift towards debt? If you get it wrong, you risk losing out on returns — or worse, losing your capital. Balanced Advantage Funds (BAFs) take away this guesswork. They are dynamic asset allocation funds that adjust your investment mix between equity and debt based on market conditions, without you having to do a thing. Think of them as your personal market-timing expert — always watching, always rebalancing. What Exactly is a Balanced Advantage Fund? A Balanced Advantage Fund is designed to: Increase equity allocation when stock markets are undervalued or present attractive opportunities. Decrease equity exposure and shift towards debt instruments when markets look overheated. Each fund house has its own in-house, research-driven criteria for deciding this allocation. This disciplined approach helps reduce emotional investment decisions and ...